Coming to America with Nothing but Dreams, Restauranteur Now Owns 75 Main's Real Estate

“I've watched as my 44 Business Capital team, Debbie Godt, Loan Officer, and Dana Neas, Closing Manager, worked around the clock to ensure my loan was approved and closed before a very tight deadline expired. I am so grateful for their energy, efficiency, and knowledge to make my dream a reality. After coming to America with nothing in my pockets and big dreams, I have achieved my dream of owning the real estate for my existing restaurant, finally finding my roots. I could never have dreamed I would achieve my goal during the COVID crisis. From the bottom of my heart, thank you.”

Zach Erdem, Owner
75 Main | Southampton, NY


Zach Erdem was leasing his restaurant location for 10 years and wanted to purchase the real estate. However, the purchase price was $8.5 million and he had limited liquidity to acquire the real estate. Zach was also attempting to finance the purchase during the COVID crisis when restaurants were struggling and lenders were hesitant to lend to the hard-hit industry. Zach was able to utilize the maximum $5 million SBA 7(a) loan combined with a seller note to purchase the real estate at 75 Main Street and realize his dream.