44 Advantage   |   Leadership   |   History   |   Careers

About 44 — Headquartered in PA, SBA Loans Nationwide

For over 30 years, 44 Business Capital's leadership has provided financing solutions to hundreds of businesses in a variety of industries. 44 Business Capital, a direct small business lending division of Beacon Bank & Trust, originates SBA loans to businesses nationwide. The SBA loan program is specifically designed for businesses with financing needs up to $5 million. For loans over $5MM, 44 Business Capital may structure an SBA 7a loan paired with a conventional loan of up to $5MM (up to $10MM total). 44’s team of experienced professionals are committed to making the financing process as simple and expedient as possible.

About Beacon Financial Corporation

Beacon Financial Corporation (NYSE: BBT) is the holding Company for Beacon Bank & Trust, commonly known as Beacon Bank, a full-service regional bank serving the Northeast that was created on September 1, 2025 through the merger of equals between Berkshire Hills Bancorp and Brookline Bancorp. Headquartered in Boston, Massachusetts, the Company has $24 billion in assets and more than 145 branches throughout New England and New York. Beacon Bank offers a full suite of tailored banking solutions including commercial, cash management, asset-based lending, retail, consumer and residential products and services. The Bank operates through its banking divisions – Berkshire Bank, Brookline Bank, Bank RI and PCSB Bank. The Company also provides equipment financing through its Eastern Funding subsidiary, SBA lending through its 44 Business Capital division and private wealth services through Clarendon Private. Learn more at BeaconFinancialCorporation.com.

The 44 Advantage

44 Business Capital leverages its experience with the US Small Business Administration's 7 (a) loan program to provide debt refinancing/restructuring, real estate and business acquisitions. Regardless of your client's financing need, the 44 Advantage provides financing with terms that are not available through traditional banking.

  • When dealing with 44 you get access to the decision makers
  • Quick response
  • No loan covenants
  • Lending to companies who don't qualify for conventional bank financing

MISSION

44 Business Capital's mission is to be the highest volume SBA lender in all of our target markets by providing fast, sensible financing solutions to small businesses that cannot get traditional bank financing.

Our lending team is made up of experienced and dedicated professionals who are customer-focused and responsive.


44 NEWS

The 44 Advantage…

  • Access to the Decision Makers
  • Speed to Decision
  • No Loan Covenants

Our Clients…

  • Refinance existing debt
  • Purchase commercial real estate
  • Expand or purchase a business
  • Invest in new machinery & equipment
  • Improve company cash flow
  • Preserve Countless Jobs
OUR BORROWERS SAY IT BEST