“Things transpired exactly as promised and this all took place during the busy holidays and year end rush. I gladly recommend 44 Business Capital to anyone without reservation. Now we can focus on the 2019 helicopter skiing season without worries.”
Njord Rota
Majestic Heli Ski | Sutton, Alaska
“Now that I own 100% of the bakery, I can focus on growing the business to meet the needs of my customers, namely providing the best breads to the best restaurants in Colorado.”
Willie Ramirez
Bluepoint Bakery | Denver, CO
“Within a week, the team at 44 came up with an acquisition time line, and were very responsive throughout the process. Mike Hahn saved the deal for us and now we have a company that has shown immediate profitability.”
David Zickafoose
Hilton Bus Company, Camden DE
“Phil Martin took us from the brink of sale to being fully funded for both our buyout AND renovation. He streamlined everything and made endless amounts of paperwork seem like nothing.”
Heather Gleason & Dave Garry, Owners
The Good Dog Bar & The Industry, Philadelphia PA
”Their knowledge and preferred SBA lender status really made the process efficient and seamless. As a result of 44's financing, Record Products of America will retain 17 full time positions and will be hiring new personnel with future growth.”
Joseph Helfrich, Owner
Record Products of America, Hamden CT
”If it wasn't for that meeting with Joe Dreyer, I would never have had the opportunity to experience my dream. He and 44 believed in an underdog. They encouraged my dream. They allowed me to continue my story. And boy, it's a great one.”
Dr. Missy Bergmaier
Phoenixville Pediatric Dentistry
“As first time business purchasers we were navigating a confusing world of banks, offers and program options. Then we met Michael Hahn with 44 Business Capital. The entire process was very clear. He outlined our options in a very direct approach.”
Toby and Michael Sweeney, Owners
Terrace Tavern & Delaware Avenue Oyster House in Long Beach Island
“Scott's great personality, response time, and belief in East Coast Helicopter Tours would definitely make us go back to them in the future if we ever need another helicopter loan! Thanks 44!”
Tyler Sigel, Owner
East Coast Helicopter Tours, York, PA & Wildwood, NJ
“When I found the right business, 44 Business Capital was my first choice, and I am glad I chose them. The application and approval process was smooth and timely. Settlement happened on time and without issue, and their rates are competitive.”
Brian Finley, Owner
Spring House Window and Door - Spring House, PA
“I had a great opportunity to purchase a successful seafood restaurant in Maine. Michael Hahn & 44 Business Capital shared my vision. Truly the best experience of my life in business funding!”

Shiva Natarajan, Kittery, Maine
Robert's Maine Grill
“We chose to close our SBA loan with 44 Business Capital because Joe Dreyer and his team were extremely efficient and knowledgeable throughout the application process.”
Jennifer Killeen and Roseann Hawley
The Salon and Spa Academy, Collegeville PA
“Scott Stevens' approach made it clear that 44 Business Capital was not only interested in “making a deal” but rather entering into a long-term relationship with AspireCARE and AspireFIT.”
Drs. Richard Rayner and David White
AspireCARE/AspireFIT
“44 Business Capital listened, understood our issues, conceived a solution, and then put together the team of resources needed to accomplish our objectives.”
Glenn Towle
Merrick Towle Communications
“44 Business Capital was about the 30th lender I spoke to when seeking financing for my specialty pharmacy. They helped me gain financing when banks just said no without discussion.”
David Posner, President
Bradley Drugs, Bethesda, MD
“This is the first time I have been involved in as complicated and large a deal. 44 Business Capital walked us through every step of the way and I have already recommended a vendor of ours to 44.”
Dennis Kubach, Owner
TC Millwork, Inc.
“44 Business Capital assured our ability to function. Getting us the funds we needed to re-capitalize at favorable rates and terms saved the day.”
Dr. Steven B. Siepser, MD
Siepser Laser Eyecare

44 Advantage | Leadership | History | Careers

Contact Us | Offices in PA, MD, CT, NJ, NY, CO, OH, FL, NC

For more information or inquiries regarding a financing solution for your business, contact us directly or begin the lending solution by filling out our prospect application.

Online Loan Inquiry

44 Business Capital, a division of Berkshire Bank is headquartered just outside Philadelphia in Blue Bell, PA with offices in:

PENNSYLVANIA

1787 Sentry Parkway West
Building 16, Suite 200
Blue Bell, Pa 19422
Phone 215.985.4400
Fax 215.985.4724

CENTRAL PENNSYLVANIA

14 Grinnel Drive
Camp Hill, Pa 17011
Phone 717.979.1599

NEW JERSEY

302 Baltimore Blvd
Sea Girt, NJ 08750
908.343.3356

MARYLAND

344 Presway Road
Timonium, MD 21093
Office 410.296.9344
Mobile 410.598.4515

CONNECTICUT/NYC

400 Main Street
Suite 712
Stamford, CT 06902
917.538.4059

CONNECTICUT/MASSACHUSETTS

8 Trailside Drive
Wallingford CT 06492
860.815.2704

NEW YORK STATE/VERMONT

140 Sanford Farms
Amsterdam, NY 12010
802.375.5750

OHIO/MICHIGAN

4048 Peregrine Pass Drive
Columbus, OH 43230
513.707.8832

COLORADO

The Point at Inverness
8310 S. Valley Hwy Suite 300
Englewood, CO 80112
303.618.7550

FLORIDA

6821 SW 55^th Street
Fort Lauderdale, FL 33314
954.504.5911

NORTH CAROLINA

7363 Fox Chase Drive
Trinity, NC 27370
704.718.3330

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Get Directions to Blue Bell, PA

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STAFF DIRECTORY

PENNSYLVANIA - MAIN

Greg Poehlmann, Senior Vice President, Business Banking
gpoehlmann@44businesscapital.com
215.985.4400 x 2779

Jeff Sherry, Senior Vice President, Business Banking
jsherry@44businesscapital.com
215.985.4400 x 2776

Joe Dreyer, Senior Vice President, Business Banking
jdreyer@44businesscapital.com
215.985.4400 x 2787

Michael Hahn, First Vice President, SBA Lending
mhahn@44businesscapital.com
215.985.4400 x 2792
Mobile: 302.437.5320

Phil Martin, First Vice President, SBA Lending
pmartin@44businesscapital.com
215.985.4400 x 2785

Scott Gillanders, Senior Vice President, Loan Operations Manager
sgillanders@44businesscapital.com
215.985.4400 x 2774

Deborah C. Hudson, First Vice President, Closing Manager Team Lead
dhudson@44businesscapital.com
215.985.4400 x 2784

Dana Neas, Vice President, SBA Loan Closer
dneas@44businesscapital.com
215.985.4400 x 2773

Deborah Thomas, Vice President, SBA Loan Closer
dthomas@44businesscapital.com
215.985.4400 x 2788

Margaret Pugh, Vice President, SBA Loan Closer
mpugh@44businesscapital.com
215.985.4400 x 2804

Dee Kuestner, Vice President, SBA Loan Closer
dkuestner@44businesscapital.com
215.985.4400 x 2767

Wendy McNatt, Vice President, SBA Loan Closer
wmcnatt@44businesscapital.com
215.985.4400 x 2772

Joanna N. Hill, Vice President, SBA Loan Closer
jnhill@44businesscapital.com
332.877.5812

Roxanne Selwyn, Vice President, SBA Construction Loan Manager
rselwyn@44businesscapital.com
215.985.4400 x 2775

Justin Ulmer, Assistant Vice President, SBA Underwriter
julmer@44businesscapital.com
215.985.4400 x 2783

Frank Isganitis, Vice President, Commercial Credit Officer
fisganitis@44businesscapital.com
215.985.4400 x 2797

Zach Monzo, Assistant Vice President, Commercial Credit Officer
zmonzo@44businesscapital.com
215.985.4400 x 2770

Jacky Uttamchandani, Commercial Credit Analyst
juttamchandani@44businesscapital.com
215.985.4400 x 1937

Matt Cerutti, Commercial Credit Analyst
mcerutti@44businesscapital.com
215.985.4400 x 1935

Vivian Nguyen, Commercial Credit Analyst
vnguyen@44businesscapital.com
215.985.4400 x 1931

Eric K. Rife, SBA Underwriter
erife@44businesscapital.com
215.985.4400 x 2771

Aurélie Nelly Ahoudji, SBA Underwriter
aahoudji@44businesscapital.com
215.985.4400 x 1932

Beth Daniels, Vice President, SBA Underwriter
edaniels@44businesscapital.com
215.985.4400 x 5206

Trish Dade, Assistant Vice President, SBA Underwriter
pdade@44businesscapital.com
215.985.4400 x 2605

Stephen Heisey, Assistant Vice President, SBA Underwriter
sheisey@44businesscapital.com
215.985.4400 x 2753

Joan Whiteley, Vice President, SBA Loan Servicing
jwhiteley@44businesscapital.com
215.985.4400 x 2769

CENTRAL PA

Scott Stevens, First Vice President, SBA Lending
sstevens@44businesscapital.com
717.979.1599

NEW JERSEY

Debbie Godt, First Vice President, SBA Lending
dgodt@44businesscapital.com
908.343.3356

MARYLAND

Michael DeVito, First Vice President, SBA Lending
mdevito@44businesscapital.com
410.296.9344

CONNECTICUT/NYC

David Nayor, First Vice President, SBA Lending
dnayor@44businesscapital.com
917.538.4059

CONNECTICUT/MASSACHUSETTS

Frank Coppola, First Vice President, SBA Lending
fcoppola@44businesscapital.com
860.815.2704

NEW YORK STATE/VERMONT

Dwight E. Williams, First Vice President, SBA Lending
dewilliams@44businesscapital.com
802.375.5750

OHIO/MICHIGAN

Jason Zemke, First Vice President, SBA Lending
jzemke@44businesscapital.com
513.707.8832

COLORADO

Daniel O’Meara, First Vice President, SBA Lending
domeara@44businesscapital.com
303.618.7550

Mike Stone, First Vice President, SBA Lending
mstone@44businesscapital.com
303.898.0560

Jennifer H. Varela, Vice President, Loan Servicing
jvarela@44businesscapital.com
720.683.8708

FLORIDA

Rick Von Minden, First Vice President, SBA Lending
rvonminden@44businesscapital.com
954.504.5911

NORTH CAROLINA

David Beck, First Vice President, SBA Lending
dbeck@44businesscapital.com
704.718.3330

IMPORTANT... Protect yourself from possible e-mail fraud threats. 44 Business Capital will never request your confidential information through email. Contact us at 215-985-4400 to verify any email request or to report suspicious emails.

$1,259,000 SBA Loan for Lucas Wharf Restaurant & Bar

Northern California Dreaming Comes True - Restaurant Acquisition for Entrepreneur

Family Finances Row House, a Boutique Fitness Studio

Startup project including leasehold improvements for Rowing Fitness Studio in Franklin, Tennessee

Veteran-owned business dedicated to hiring veterans, veteran spouses, guard and reserve personnel

Project Management Experts become their own Landlord with Financing for Commercial Real Estate
The Law Office of Denise D. Nordheimer, Esquire Expands

Law Practice Opens a Second Location in Milton, Delaware

Vision of Owning Their Own Kennel Business is Realized

Long-Time Former Pet Groomers head into Retirement

$963,000 SBA Loan for Southern New Hampshire Home Care Business

Navigating the Acquisition of a New England Small Business
$1,450,000 SBA Loan and Line of Credit

Sound Financing for Engineering Manufacturer in New Jersey

$1,206,000 SBA Loan to Out-of-State Couple for Camping on the Battenkill Purchase

New small business owners acquire 35-acre campground in the Arlington, Vermont area.

$320,000 SBA Loan for Commercial Real Estate for Small Business Startup

North Arlington, NJ gets a New Pet Hotel
$1,285,000 Loan to Finance Taphouse in Phoenixville, PA

Co-Owner's Dream of Opening Sedona Taphouse Comes True

$1,025,000 SBA Loan to Majestic Heli Ski to Purchase Majestic Valley Lodge to Accommodate Winter Skiing Guests

Alaska's Heli Ski Business purchases Majestic Valley Lodge

$2,675,000 SBA Loan to Denver Area Baker to Purchase Business

44 Business Capital funds acquisition of Wholesale Bakery
Rapidly expanding Roofing & Siding Company outgrows leased space

$1,267,000 SBA Loan for Real Estate Purchase

$2,830,000 SBA Loan for 70 Year Old Manufacturing Company

Auman Machine Company Refinances Debt, Purchases New Equipment, plus Closing Costs

SBA Loan and Line of Credit funds Hilton Bus Company Purchase

Partners business opportunity in Delaware is financed with SBA loan - acquisition shows immediate profitability
Colorado Native Opens New Dental Office in the same Neighborhood

$351,000 Loan to Open New Office in Englewood, CO

Realizing the Dream of Opening Your own Medical Practice

$490,000 for Gastroenterology Private Practice Hilliard, OH

Philly's Local Food Favorite - The Good Dog Bar Gets a Face Lift

$2,200,000 SBA Loan to Heather Gleason & Dave Garry for Debt Refinance/Partner Buyout/Renovation
$5,000,000 SBA Loan to Kuhns Lumber Company for Debt Refinance plus Working Capital for Expansion

After 55 years and three generations,the Kuhns Lumber Company continues the family business in the heart of the Appalachian Forests in Central Pennsylvania

$2,187,000 SBA Loan for Acquisition of Record Products of America

With the resurgence of the vinyl record Industry, 17 jobs preserved in Connecticut

$550,000 SBA Loan & $100,000 line of credit expands Empowered Yoga

Empowered Yoga, Wilmington DE expands business with a new studio and retains loyal following
Operations Manager to President & Owner of Alliance Custom Cabinetry

$1,500,000 SBA Loan for Lancaster County Business and Real Estate Acquisition

Dr. Missy Bergmaier Opens Phoenixville Pediatric Dentistry

44 Business Capital encouraged my dream of owning my own practice

$1,180,000 SBA Loan for Franchise Motel

Motel 6 is a Popular Lodging Choice for Arts & Folk Festival Visitors in Berea, Ky
$355,000 SBA Loan for a Helicopter

Helicopter Tour Company in Central Pennsylvania and Wildwood, New Jersey.

$2,260,000 SBA Loan to Acquire Business & Real Estate Purchase plus Working Capital in LBI

Terrace Tavern & Delaware Avenue Oyster House Stay in the Family

$1,200,000 SBA Loan for Construction and Financing Food Store

Save-A-Lot Food Stores, Frostproof, Florida
Business Acquisition with Real Estate and Working Capital

Purchase Spring House Window & Door in Spring House, PA

$1,050,000 SBA Loan for Build-out and Start-up of Leased Facility for Cosmetology School

Successful Entrepreneurs Realize their Dream in Collegeville, PA

PA Gov. Visits Jyoti Foods after $1,800,000 SBA Loan

Adds Ten New Jobs
Full Refinance of Existing Loans

Aspire Health Care Group, Harrisburg, PA

$505,000 Loan for Gymnastics Facility Partner Buy Out

Robson Industries Manufacturer,West Chester PA - $1,520,000 Loan
Merrick Towle Communications $2,850,000 Loan

Bradley Drugs Bethesda, MD $750,000 SBA Loan Provides Working Capital for Growth

$11.8 MM Financing Real Estate Purchase Bensalem, PA
Veteran's $325,000 Loan for Flooring Co.

Misconduct Tavern $2,725,000 SBA Loan

$3,975,000 Loan Siepser Laser Eyecare

Wayne & Plymouth Meeting, PA
AERE' Docking Solutions

$400,000 SBA Loan Coral Springs, Florida

Margaritas Restaurant $1,050,000 SBA Loan

Lansdale, PA

Vet Hospital & Pet Boarding Facility, Doylestown

$3.25MM Loan
Computer & Network Paramedics

$846,000 Loan Springfield, PA

$477,000 Loan helps Vet Practice Grow

Sugartown Vet Hospital, Malvern PA

$1.15MM for Two Philly Franchise Locations
$550,000 Loan for Child Care Franchise

Mike & Michele McKenna, Owners

H & H Graphics Group $1.3 MM Loan

Sir Speedy, Lancaster, PA

Manufacturing Plant $2.25 MM Loan

Commercial Acquisition Warrington, PA
True Value Hardware $380,000 Loan

Phoenixville, PA

Law Office Condo $725,000 Loan

K S Attorneys at Law Boca Raton, FL

$1.7 MM Loan for Montessori Schools

Oak Ridge and Sparta, New Jersey