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“44 Business Capital's Dwight Williams helped us navigate our first business acquisition and now we can serve the community of New England in the home health care field that we love.”
Maria Whyte Gruning and Daria Snow-Hayward, Owners
Right at Home, Londonderry, NH -
“I cannot tell you the difference it makes in your time and energy to have a team like this in your corner. My financing could not have gone more smoothly, and I was frankly surprised at how quickly we got to closing. I could not be more pleased.”
Denise D. Nordheimer, Esq,Owner
The Law Offices of Denise D. Nordheimer, Delaware -
“Things transpired exactly as promised and this all took place during the busy holidays and year end rush. I gladly recommend 44 Business Capital to anyone without reservation. Now we can focus on the 2019 helicopter skiing season without worries.”
Njord Rota
Majestic Heli Ski, Sutton Alaska -
“Now that I own 100% of the bakery, I can focus on growing the business to meet the needs of my customers, namely providing the best breads to the best restaurants in Colorado.”
Willie Ramirez
Bluepoint Bakery, Denver CO -
“Within a week, the team at 44 came up with an acquisition time line, and were very responsive throughout the process. Mike Hahn saved the deal for us and now we have a company that has shown immediate profitability.”
David Zickafoose
Hilton Bus Company, Camden DE -
“Phil Martin took us from the brink of sale to being fully funded for both our buyout AND renovation. He streamlined everything and made endless amounts of paperwork seem like nothing.”
Heather Gleason & Dave Garry, Owners
The Good Dog Bar & The Industry, Philadelphia PA -
”Their knowledge and preferred SBA lender status really made the process efficient and seamless. As a result of 44's financing, Record Products of America will retain 17 full time positions and will be hiring new personnel with future growth.”
Joseph Helfrich, Owner
Record Products of America, Hamden CT -
”If it wasn't for that meeting with Joe Dreyer, I would never have had the opportunity to experience my dream. He and 44 believed in an underdog. They encouraged my dream. They allowed me to continue my story. And boy, it's a great one.”
Dr. Missy Bergmaier
Phoenixville Pediatric Dentistry -
“As first time business purchasers we were navigating a confusing world of banks, offers and program options. Then we met Michael Hahn with 44 Business Capital. The entire process was very clear. He outlined our options in a very direct approach.”
Toby and Michael Sweeney, Owners
Terrace Tavern & Delaware Avenue Oyster House in Long Beach Island -
“Scott's great personality, response time, and belief in East Coast Helicopter Tours would definitely make us go back to them in the future if we ever need another helicopter loan! Thanks 44!”
Tyler Sigel, Owner
East Coast Helicopter Tours, York PA & Wildwood NJ -
“When I found the right business, 44 Business Capital was my first choice, and I am glad I chose them. The application and approval process was smooth and timely. Settlement happened on time and without issue, and their rates are competitive.”
Brian Finley, Owner
Spring House Window and Door, Spring House PA -
“We chose to close our SBA loan with 44 Business Capital because Joe Dreyer and his team were extremely efficient and knowledgeable throughout the application process.”
Jennifer Killeen and Roseann Hawley
The Salon and Spa Academy, Collegeville PA -
“Scott Stevens' approach made it clear that 44 Business Capital was not only interested in “making a deal” but rather entering into a long-term relationship with AspireCARE and AspireFIT.”
Drs. Richard Rayner and David White
AspireCARE/AspireFIT -
“44 Business Capital listened, understood our issues, conceived a solution, and then put together the team of resources needed to accomplish our objectives.”
Glenn Towle
Merrick Towle Communications -
“This is the first time I have been involved in as complicated and large a deal. 44 Business Capital walked us through every step of the way and I have already recommended a vendor of ours to 44.”
Dennis Kubach, Owner
TC Millwork, Inc. -
“44 Business Capital assured our ability to function. Getting us the funds we needed to re-capitalize at favorable rates and terms saved the day.”
Dr. Steven B. Siepser, MD
Siepser Laser Eyecare
CLIENT SUCCESS STORIES
Child Care Franchisee Saves $85M in Cash Flow with $550,000 Loan
Child Care Franchisee Saves $85M in Cash Flow with $550,000 Loan
“They were the first company to meet with us face-to-face and took the time to understand “the American Small Business Owner.” The banks were completely unresponsive or turned us down without a reason. Joe Dreyer of 44 Business Capital took the time to come out to our day care center and learn about our daily operation and proceeded to guide us through the loan process.”
Mike & Michele McKenna, OwnersThe Learning Experience | West Chester, PA
CHALLENGE
CHALLENGE
Mike and Michele McKenna are one of the first franchisees of The Learning Experience child development centers. Today, they are one of over 100 franchisees across the country and recently won the Chairman's Award of Excellence for 2011 by The Learning Experience Corporation.However, in the beginning the road was a bit rocky. In 2004 the franchisor engaged a developer to construct the building the McKenna's now occupy as tenants. The building was completed and a C/O issued in June 2004, which meant the McKenna's were responsible to start paying rent. Because the Dept. of Public Welfare delayed the day care center license, the client ended up carrying the school for almost 6 months prior to the official opening. This caused a tremendous hardship for the McKenna's who were not deterred. They poured all their resources into the company, obtaining a $270M SBA loan and injected over $100M of their own money. Over time, they used business bank lines and business credit cards to help fund the center until enrollment was built up and the center started to generate cash.
As soon as the day care center was full, the McKenna's wanted to consolidate their debt and pay off the minority shareholders, who do not have a daily interest in the business. Overall, 44 Business Capital saved them $85M in cash flow by consolidating all the existing debt and facilitating the buyout of the passive minority owners. While the loan lacked collateral, the operating history, personal credit, great location, cash flow and management experience all mitigated the shortfall of collateral.
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Southampton, NY Restaurant owner purchases building
$5MM SBA Loan to Buy Real Estate for Existing Restaurant Business
$4,300,000 SBA loan for Real Estate and Improvements
Family Owned Day Care in Clifton, NJ now Own their Real Estate
$1MM Loan for Lake John RV Resort in Walden CO
Dreaming of an Outdoor Business with Fishing, Camping and Hiking
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$1,105,000 SBA Loan to Acquire the Real Estate, Liquor License & Business to Open Inn at Glen Gardner
A Reimagined 1760's Inn Features New Ownership and Chef with a Scratch-Kitchen of Elevated American Cuisine
Commercial Painting and Drywall Company Owner Acquires Commercial HVAC Business
Financing New Jersey Business with $2,950,000 term loan & $350,000 SBA Express LOC
$600,000 SBA Loan to Finance the Acquisition of a Second Blackjack Pizza Shop in Colorado
US Veteran Secures Financing for Small Business Where He Worked as a Teen
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$552,500 SBA Loan for First time Business Owner
Serving a critical role in the local economy in a highly seasonal area that relies on both local and tourism traffic.
Brandywine Center for Autism Opens New Location with Property Purchase
New facility features collaborative work spaces and two levels of individual therapy rooms and customized sensory areas
$1,259,000 SBA Loan for Lucas Wharf Restaurant & Bar
Northern California Dreaming Comes True - Restaurant Acquisition for Entrepreneur
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Family Finances Row House, a Boutique Fitness Studio
Startup project including leasehold improvements for Rowing Fitness Studio in Franklin, Tennessee
Veteran-owned business dedicated to hiring veterans, veteran spouses, guard and reserve personnel
Project Management Experts become their own Landlord with Financing for Commercial Real Estate
The Law Office of Denise D. Nordheimer, Esquire Expands
Law Practice Opens a Second Location in Milton, Delaware
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Vision of Owning Their Own Kennel Business is Realized
Long-Time Former Pet Groomers head into Retirement
$963,000 SBA Loan for Southern New Hampshire Home Care Business
Navigating the Acquisition of a New England Small Business
$1,450,000 SBA Loan and Line of Credit
Sound Financing for Engineering Manufacturer in New Jersey
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$1,206,000 SBA Loan to Out-of-State Couple for Camping on the Battenkill Purchase
New small business owners acquire 35-acre campground in the Arlington, Vermont area.
$320,000 SBA Loan for Commercial Real Estate for Small Business Startup
North Arlington, NJ gets a New Pet Hotel
$1,285,000 Loan to Finance Taphouse in Phoenixville, PA
Co-Owner's Dream of Opening Sedona Taphouse Comes True
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$1,025,000 SBA Loan to Majestic Heli Ski to Purchase Majestic Valley Lodge to Accommodate Winter Skiing Guests
Alaska's Heli Ski Business purchases Majestic Valley Lodge
$2,675,000 SBA Loan to Denver Area Baker to Purchase Business
44 Business Capital funds acquisition of Wholesale Bakery
Rapidly expanding Roofing & Siding Company outgrows leased space
$1,267,000 SBA Loan for Real Estate Purchase
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SBA Loan and Line of Credit funds Hilton Bus Company Purchase
Partners business opportunity in Delaware is financed with SBA loan - acquisition shows immediate profitability
Colorado Native Opens New Dental Office in the same Neighborhood
$351,000 Loan to Open New Office in Englewood, CO
Philly's Local Food Favorite - The Good Dog Bar Gets a Face Lift
$2,200,000 SBA Loan to Heather Gleason & Dave Garry for Debt Refinance/Partner Buyout/Renovation
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$2,187,000 SBA Loan for Acquisition of Record Products of America
With the resurgence of the vinyl record Industry, 17 jobs preserved in Connecticut
$550,000 SBA Loan & $100,000 line of credit expands Empowered Yoga
Empowered Yoga, Wilmington DE expands business with a new studio and retains loyal following
Operations Manager to President & Owner of Alliance Custom Cabinetry
$1,500,000 SBA Loan for Lancaster County Business and Real Estate Acquisition
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Dr. Missy Bergmaier Opens Phoenixville Pediatric Dentistry
44 Business Capital encouraged my dream of owning my own practice
$1,180,000 SBA Loan for Franchise Motel
Motel 6 is a Popular Lodging Choice for Arts & Folk Festival Visitors in Berea, Ky
$355,000 SBA Loan for a Helicopter
Helicopter Tour Company in Central Pennsylvania and Wildwood, New Jersey.
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$2,260,000 SBA Loan to Acquire Business & Real Estate Purchase plus Working Capital in LBI
Terrace Tavern & Delaware Avenue Oyster House Stay in the Family
$1,200,000 SBA Loan for Construction and Financing Food Store
Save-A-Lot Food Stores, Frostproof, Florida
Business Acquisition with Real Estate and Working Capital
Purchase Spring House Window & Door in Spring House, PA
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$1,050,000 SBA Loan for Build-out and Start-up of Leased Facility for Cosmetology School
Successful Entrepreneurs Realize their Dream in Collegeville, PA
PA Gov. Visits Jyoti Foods after $1,800,000 SBA Loan
Adds Ten New Jobs
Full Refinance of Existing Loans
Aspire Health Care Group, Harrisburg, PA
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Robson Industries Manufacturer,West Chester PA - $1,520,000 Loan
Merrick Towle Communications $2,850,000 Loan
$11.8 MM Financing Real Estate Purchase Bensalem, PA
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Veteran's $325,000 Loan for Flooring Co.
$3,975,000 Loan Siepser Laser Eyecare
Wayne & Plymouth Meeting, PA
$550,000 Loan for Child Care Franchise
Mike & Michele McKenna, Owners
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H & H Graphics Group $1.3 MM Loan
Sir Speedy, Lancaster, PA