/* GENERAL */
html, body {height:100%;width:100%;border:0;margin:0;padding:0;}
body {background:#ffffff url(../images/layout/bg.png) repeat-x top left;font-size:12px;font-family:arial, sans-serif;color:#333333;}

table {margin:0;padding:0;background-color:transparent;border:0px;}
td {vertical-align:top;}

form, div, input, textarea { margin:0;padding:0;border:0;}
input, textarea {font-size:11px;font-family:arial, sans-serif;}
input {vertical-align:top;}

ul, ol, li, dd, dt, dd {margin:0;padding:0;list-style:none;}
h1, h2, h3, h4, h5 {margin:0px;padding:0px;font-family:arial, sans-serif;}

p, img {margin:0;padding:0;border:0px; }
a {color:#003300;text-decoration:none;}
a:hover {color:#9f2812;}


/* CONTAINERS */
#owrap {margin:auto;width:978px;background:url(../images/layout/left-sha.png) no-repeat left 25px;}
#iwrap {width:939px;background:url(../images/layout/right-sha.png) no-repeat right 25px;padding:0 19px 0 20px;}
#container {width:939px;background:url(../images/layout/lbg.gif) repeat-y left top;}


/* LEFT */
.left {width:183px;float:left;}
.menu li {width:auto;display:block;font-family:"Trebuchet MS", sans-serif;font-size:14px;font-weight:bold;color:#ffffff;}
.menu li.home {height:40px;background:url(../images/left/home.gif) no-repeat left top;}
.menu li.home a {width:164px;display:block;color:#ffffff;padding:0 0 0 15px;line-height:40px;}

.menu li.loan {height:59px;background:url(../images/left/loans.gif) no-repeat left top;padding:8px 0 5px 15px;}
.menu li.loan a {width:164px;display:block;color:#ffffff;line-height:18px;}

.menu li.prod {height:74px;background:url(../images/left/products.gif) no-repeat left top;padding:8px 0 5px 15px;line-height:17px;}
.menu li.prod li {font-size:13px;padding:0;}
.menu li.prod li a {color:#ffffff;padding:0 0 0 8px;line-height:18px;}

.menu li.tran {height:30px;background:url(../images/left/transactions.gif) no-repeat left top;}
.menu li.tran a {width:164px;display:block;color:#ffffff;line-height:30px;padding:0 0 0 15px;}

.menu li.appy {height:30px;background:url(../images/left/appply.gif) no-repeat left top;}
.menu li.appy a {width:164px;display:block;color:#ffffff;line-height:30px;padding:0 0 0 15px;}

.menu li.cont {height:30px;background:url(../images/left/contact.gif) no-repeat left top;}
.menu li.cont a {width:164px;display:block;color:#ffffff;line-height:30px;padding:0 0 0 15px;}

.menu li a:hover, .menu li a.active, .menu li.prod li a:hover, .menu li.prod li a.active {color:#00B398;}


/* RIGHT */
.right {width:726px;padding:45px 0 0 30px;float:right;background:#ffffff url(../images/layout/rbg.png) repeat-x left top;}
h1.tit {background:url(../images/layout/direct_lenders.png) no-repeat 3px 16px;height:42px;padding:32px 0 8px 318px;font-family:"times new roman";font-size:22px;color:#666666;font-style:italic;font-weight:normal;} 


/* PROMOTION */
#promo {width:673px;height:215px;background:url(../images/home/promotionbg.gif) no-repeat 0 0;padding:15px 41px 15px 12px;}
.ptxt {width:262px;float:left;font-family:"times new roman";text-align:right;padding:30px 22px 0 10px;}
.ptxt h3 {font-size:24px;font-weight:normal;color:#9f2812;font-family:"times new roman";letter-spacing:-1px;}
.ptxt p {padding-top:8px;font-size:16px;color:#666666;}
.ptxt a {color:#3f653f;text-decoration:underline;}
.pimg {width:379px;float:right;}


/* HOME */
.hom-con {background:url(../images/home/7reasons.png) no-repeat 97% 90%;padding:0 40px 10px 5px;font-size:14px;color:#333333;}
.hom-con h3 {padding-top:15px;font-size:24px;font-weight:normal;color:#9f2812;font-family:"times new roman";}
.hom-con p {padding-top:8px;line-height:18px;}
.hom-con p span {font-size:13px;}
.pad-rt {width:520px;padding-right:160px;}
.hom-con ul {padding:10px 20px 0 22px;float:left;}
.hom-con li {list-style:disc;color:#003300;padding-bottom:6px;}


/* CONTENT */
.content {padding:20px 40px 10px 10px;font-size:13px;color:#3c3c3c;height:auto !important;height:630px;min-height:630px;}
.content h3 {padding-top:15px;font-size:24px;font-weight:normal;color:#9f2812;font-family:"times new roman";}
.content p {padding-top:15px;line-height:18px;}
.content strong {color:#9f2812;font-weight:normal;}
.content a {text-decoration:underline;}
.content i {color:#000000;}

.sub {margin-top:20px;width:660px;line-height:18px;}
.sub td {padding-bottom:15px;}
.sub td.term {width:110px;color:#003300;text-align:right;padding-right:30px;}
.sub td ul {margin-left:17px;}
.sub td li {list-style:disc;line-height:18px;}
.hr {border-bottom:1px solid #e0e0e0;}

.box {margin:0 0 15px 0;line-height:18px;font-size:12px;}
.box td {border-top:2px solid #AE1B00;border-left:8px groove #AE1B00;border-right:1px solid #AE1B00;border-bottom:8px solid #AE1B00;width:180px;text-align:center;background:#f9f9f9;}
.box td i {font-size:17px;font-family:"times new roman";line-height:22px; font-weight:bold;}
.box td p {padding-top:6px; font-family:"times new roman";font-size:14px;}
.box td h1 {font-size:19px;font-family:"times new roman";line-height:22px; font-weight:bold;}
.box td h2 {padding-top:6px;font-size:26px;color:#9f2812;font-family:"times new roman";line-height:28px; font-weight:bold;}
.box td h4 {padding-top:6px;font-size:16px;font-family:"times new roman";line-height:18px; font-weight:bold;}
.box td h5 {padding-top:16px; font-weight:lighter;font-family:"times new roman";font-size:12px;}


/* FOOTER */
#footer {padding:10px 0;height:30px;color:#333333;font-size:11px;}


/* CLEAR */
.clear {clear:both;}


